What Is A Voided Check? Guide And Examples

Companies need a voided check to set up direct deposits for their employees. The checks have the necessary banking information for companies to initiate direct deposits, electronic bill payments and automated clearing house transfers. If you want to avoid writing checks for mortgage, rent, and insurance, you can use a voided check to set up automatic electronic payments.

What is a voided check? When and how to void a check

Voiding a check may seem as simple as just writing “void” across the front. Business firms and other organizations aren’t the only entities that may involve recurring personal payments. You may have a payment arrangement set up with another person, such as a family member, a friend, or even a landlord/tenant to make recurring payments electronically. Voided checks are also frequently requested when setting up recurring financial transactions because they contain all of your banking information.

From high-yield savings accounts to cashback checking and sign-up bonuses, we bring you the best banking offers to grow your money smarter. Paper checks are a traditional form of banking and many of the best checking accounts still used them. But we live in a modern world with new approaches ways to handle money. The easy way to do this is to write «void» in big letters so that it covers most of the check. Make sure the bank routing number and your account number on the bottom of the check are still readable, as well as the name and address of the bank (if included on the check).

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There is only one hitch, you need to know how to void a check, and you may not have done that before. It avoids the need to find checkbooks several times a month and send payments through the mail. Automatic electronic transfers also eliminate the necessity to use online bill payment services. It is simple to schedule bill payments by using a voided check to set up automatic pay. A voided check is a check that has VOID written on its front page.

• Requesting a bank to provide a “counter check” could be a good option.
• Writing “VOID” on a check means that the check can’t be deposited or cashed.
• FinanceBuzz makes money when you click the links on our site to some of the products and offers that we mention.
• If you make a mistake while filling out a check, it’s paramount that you void it or destroy it.
• If you don’t have any checks at hand, you can visit your bank’s nearest branch and ask for a counter check.
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The process is fairly straightforward, but it’s important that you do it carefully to avoid someone using your check fraudulently. Once you’ve voided the check, it can no longer be used to make payments. Don’t cover up the routing or bank account number at the bottom of the check when voiding it, as those numbers are necessary for identifying your bank account to send or receive payments. Although it might sound complicated, voiding a check is actually quite easy. You can do this by taking a check from your checkbook and writing VOID in big letters all across its front page. It’s important that the letters cover the whole front part of the check but without covering the bank details on it.

Start the process of ordering checks, and when it’s time to “preview” your order, you’ll have a customized check image that you can void. You can use a voided check to schedule regular payments from your checking account. This is necessary if you intend to pay your car loan, mortgage and other bills online. Businesses and professionals can avoid a lot of manual work and potential risks within a few clicks. They don’t have to deal with physical alterations or outdated payments. These what does voiding a check mean online platforms save plenty of time with secure options for voiding checks.

Get a Stop Payment Order

• You want to make it difficult for thieves to erase or cover your void mark.
• Sometimes you can also just bring them void check into them at the office directly.
• You will probably have to fill in an online form on your bank’s website, so make sure to have all the relevant info before you begin.

Maybe you don’t need the check anymore, or you messed up writing it out and need to change something on it. Be sure to keep images of your checks somewhere safe, like a locked filing cabinet or an encrypted storage container on your computer. Therefore, if you do not have the checks, you can order them online. You can detach a check from your supply and write ‘VOID’ across its front. The word does not have to cover the entire face of the check, but it should be big enough so no one else can use it. You can try the alternatives below if your account does not offer checks.

Is a voided check the same as a canceled check?

Ask for a letter, printed on bank letterhead, which lists your account number, routing number, and account type (checking or savings). Alternatively, some banks provide form letters for setting up direct deposit—print it while you’re logged in to the online banking system, and it should have everything you need. You may need to provide a voided check when you set up automatic bill payments, deposits from your employer, or investments from your bank account. Your bank account information appears on those checks, and whoever asked for the voided check will use those details to set up an electronic link to your bank account.

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So you wrote a check and gave it or sent it, but now you need to cancel it. If either of these things occurs what you are going to want to do is get a Stop Payment Order. If any of these things occur you can simply void the check to ensure it doesn’t accidentally get used later.

If you need to prevent a check you’ve written from being cashed, you can request your bank to stop payment on the check. Once a check has been cashed, you can’t reverse or void the transaction. You may get a bonus when you open an account and set up direct deposit. Some banks and credit unions will automatically send you a book of checks when you first open an account with them. To get a voided check you’ll need to talk to your bank and get them to send you a checkbook.

They also contain relevant information such as the routing number, but you will have to insert your bank account number. FinanceBuzz does not include all financial or credit offers that might be available to consumers nor do we include all companies or all available products. Information, including rates and fees, is accurate as of the publishing date and has not been provided or endorsed by the advertiser. A creative solution is to have a check printer to generate an image of a voided check for you. This method won’t work if you need to mail the check, but it can help you get an electronic image of a check containing your account information.

Process

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date. Kevin Villena is the Marketing and Sales Specialist at PostGrid.com, boasting a decade of experience in the Direct Mail industry. Kevin’s extensive knowledge in Direct Mail and Address Data makes him an invaluable asset to the PostGrid team.

See list of participating banks at SoFi.com/banking/fdic/participatingbanks. Sometimes you can also just bring them void check into them at the office directly. If you need to cancel a check you’ve written out, then you need to know how to void a check. This will help keep your checks safe and accounted for as you balance your checkbook. Sometimes you will need to void a check, and in order to avoid problems, you’ll need to know exactly how to do it.

You must have a Chime Checking Account to open a Chime Savings Account. This article was subjected to a comprehensive fact-checking process. Our professional fact-checkers verify article information against primary sources, reputable publishers, and experts in the field. Writing “VOID” across the front of the check prevents anybody from using the check to make a standard check payment (by filling in a payee and an amount). In the image, the check has the word ‘VOID’ written across its face in capital letters.

This means that if your void check falls into the wrong hands, they won’t be able to abuse it. Chase also makes it simple to set up direct deposit with a convenient pre-filled form that you can download through their app and print or email to your employer. Professionals don’t even have to worry about losing their paper checks. They can even use expired ones as void checks to request payments from their employers. The company could instantly deposit the money to the respective accounts. An online check printing service helps produce such checks to set up automatic deposits.